Exotic Car Rental Insurance & Deposits Explained

Insurance and deposits are the two things renters ask about most before booking, usually because it's genuinely unclear from most rental sites how it actually works. Here's the plain version.

Insurance: what's required

Full-coverage personal auto insurance that extends to rental vehicles is the standard requirement — most personal auto policies already include this, but it's worth confirming with your provider before you book, especially for a higher-value vehicle. If your policy doesn't extend to rentals or you'd rather not use it, supplemental coverage can be arranged — ask when you call.

Deposits: how the hold works

A security deposit is placed as a hold on a credit card in the renter's name at delivery — not a charge, a hold, which releases after the vehicle is returned undamaged. The amount varies by vehicle; higher-value cars carry a higher hold. We confirm the exact figure for your specific car before you book, so there's no surprise at handoff.

What the deposit actually covers

The hold is there for damage beyond normal wear, not as a default cost of renting — the overwhelming majority of rentals return with the full deposit released, nothing deducted.

Common questions

Can someone else be added as a driver? In most cases yes, if they meet the same age, license and insurance requirements. Is a specific credit limit required? Your card needs enough available credit to cover the hold amount for the vehicle you're booking, since it's a hold rather than a charge. What if I don't have full-coverage insurance? Call and we'll walk through the supplemental coverage option.